Surprise’s Leading Health Insurance Agents
Contact Us & Get A Quote
Get Your Free Quote
Top-Rated Health Insurance Plans For Surprise Residents
Finding the right health insurance plan to cover your needs and meet your budget can be confusing. At Phoenix Health Insurance, we make it simple to enroll in a health insurance policy in Surprise. As a team of experienced agents, we help individuals, families, and businesses discover the coverage options available to them.

Cost-Effective Health Insurance Policies
Our expert Surprise health insurance agents at Phoenix Health Insurance are dedicated to making the enrollment process simple and straightforward. We are ready to address all your questions and concerns as you find a policy that works for your budget.
Read More
Convenient Life Insurance Plans
While Surprise life insurance is not typically at the top of a priority list, it provides peace of mind and financial security for your loved ones after your death. Choose from short term or long term coverage, and consider adding a valuable savings component.
Read More
Medicare Policies & Supplement Plans
Medicare provides adequate coverage for many individuals nationwide, but often leaves gaps that require supplemental coverage. Visit Phoenix Health Insurance to speak with our Surprise Medicare agents to learn more, or for help enrolling in Medicare or a secondary policy.
Read MoreOur Clients’ Reviews
5-Star Rated Health Insurance Agency Near Surprise
Lynn Marble took the time to sit down and explain every detail of our insurance plan. Saved our family a ton of money and bettered our coverage. I would not hesitate to recommend Lynn to everyone I know.
Sean Bell ★★★★★
View AllLevel Funded & Return Of Premium Insurance For Surprise Employers
Many employers take advantage of a level-funded insurance plan, where they pay a fixed premium each month to an insurance carrier or to a Third Party Administrator (TRA). These funds are allocated to an account to cover any claims, stop-loss coverage premiums, and admin expenses. With a level-funded plan, employers are able to provide coverage for any medical concerns that arise for their employees, for the duration of their employment.
Become a MemberWe Work With A Wide Variety Of Health Insurance Carriers
At Phoenix Health & Life Insurance, we are committed to helping everyone find a health insurance policy in Surprise that works for their budget and their medical needs. We are licensed to work with a wide variety of health insurance carriers and carry extensive knowledge regarding each company and their policies. Whether you need to enroll for the first time or want to change an existing policy, our insurance agents will share their expertise with you.




Health Insurance Plans For Individuals & Families
Buy Insurance Policies For Your Company’s Employees

Whether you are seeking individual coverage, a policy for your family, or a few coverage options to offer your employees, there is something for everyone at Phoenix Health & Life Insurance! Our agents are knowledgeable and friendly, ready to take all the time necessary to answer your questions, address your concerns, and explain the coverage options available to you. We provide information in a way that is easy to understand and will never pressure you to make a decision you are not ready to make! Our Surprise health insurance agency is on your side from start to finish, whether you find a policy that works or not. Schedule a consult with our agents today to learn more, and find the peace of mind you and your family deserve!
Call Now & Get Started Today
623-516-8300Best-Rated Health Insurance Agency Serving Surprise Families
Types Of Health Insurance Policies We Specialize In
Short-Term Health Insurance Plans
Find a temporary policy that will bridge the gap between two policies, like during the transition to a new job.
Group Health Insurance Plans
Find a plan to offer your employees based on their current employment or involvement status in your company.
Medicare Advantage & Supplement
Consider a Medicare-approved plan offered by a private company that covers both your health needs and prescription drugs.
Individual & Family Insurance Plans
Get comprehensive coverage for yourself or your family that will meet your budget and provide peace of mind.
Car Accident Health Insurance Plans
This form of auto insurance provides coverage for medical expenses and lost income after an injury from a vehicle accident.
Long-Term Annuity Contracts
Annuitize your contributions payments into payments that last your lifetime and ensure you do not outlive your income.
Dental Insurance Plans
Cover all dental care including regular teeth cleanings, oral surgery, and other procedures through a Surprise dental insurance plan.
Life Insurance Policies
Provide financial security for your loved ones after your death through regular contributions to a secure account.
Long-Term Care Insurance Policies
Discover a policy that covers in-home skilled nursing care, occupation therapy, speech tehrapy, physical therapy, rehab, and more.
Critical Illness Insurance Plans
Invest in a policy that covers treatment for chronic diseases including heart attack, organ transplant, stroke, renal failure, cancer, and more.

New IRS rules for employers regarding health insurance
Within the past year, the IRS posed a question to themselves to consider imposing more specific rules and guidelines to employers. These rules were in regard to the effect employers’ decisions to contributrto employees choosing alternate healthcare coverage.
What are the consequences to he employer does not establish a health insurance plan for its own employees, but reimburses those employees for premiums they pay for health insurance (either through a qualifed health plan in the marketplace or outside the marketplace)?
Privacy Act Statement

Visit Our Health Insurance Agency’s Office
PROUD SPONSORS OF:

Meet Our Health Insurance Agents Near Surprise
Contact Us Today!
Get Your Free Quote
20823 N Cave Creek Rd.
Building B Suite 101
Phoenix, AZ 85024
Frequently Asked Questions About Health Insurance
Do I need individual health insurance in Surprise?
How do subsidies work if I buy my own plan?
Are my West Valley doctors and hospitals covered?
What if I have a health condition already?
What is AHCCCS, and could I qualify?
Ready to find the right plan?
Free local guidance from licensed Arizona agents — it costs you nothing extra.






















