What Is Medicare?
Simply put, Medicare is a government funded healthcare program that is designed to provide special coverage for people who fit a certain criteria. To qualify for Medicare, you must be 65 years or older, or if you are younger than 65, you must have certain disabilities, or have End-Stage Renal Disease. Consult with our Phoenix healthcare providers to learn if you qualify for Medicare and how you can enroll today.
The 4 Parts Of Medicare
How To Sign Up For Medicare
Our Online Medicare Enrollment Process
When you need help signing up for your Medicare plan, contact our health insurance agents in Phoenix and learn about our simple, guided online Medicare enrollment process. We can make sure all your bases are covered and you select the right plan to meet your healthcare goals.
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
Because any kind of healthcare coverage is complex and difficult to navigate, consult with our Phoenix health insurance agents today for help signing up for your Medicare plan, and learn what type of coverage you need. We can help you select Original Medicare or Medicare Advantage plans to ensure that you have everything taken care of under your plan.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
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“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations
The coverage gap occurs if the combined amount that you and your healthcare plan pay for prescription drugs reaches a certain limit, you must then pay a greater share of the cost for the remainder of your coverage year. A secondary advantage of being enrolled in a Medicare Supplement Plan is that you are easily able to close this gap and avoid paying extra for necessary prescription drugs.
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
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Why Choose Phoenix Health Insurance?
Regardless of what kind of healthcare coverage you’re looking for, Phoenix Health Insurance is an industry leading medical insurance agency that is committed to helping you find the right coverage that fits within the constraints of your budget. Contact our insurance agents today to learn how we can give you a personalized, informative experience.
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
Contact Any Of Our Experienced Agents Today
*We do not offer every plan available in your area. Currently, we represent 14 organizations which offer 184 products in your area. Please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
