80+ Carriers. One Local Partner.
Unbiased choices for Arizona businesses and families. Because we're independent, we compare the whole market side by side and match you to the right carrier — not the one that pays us most. Always free.
Carrier preference checklist
Compare your carriers
Pick any you trust or use today — we'll cross-shop them in one free proposal.
Compare 80+ A-rated carriers, including
80+
A-rated carriers
18
Local Arizona brokers
$0
Cost for our help
2008
Family-owned since
The partner marketplace
Explore Carriers by Type & Network
Filter the network to find the right fit — then tap any carrier to see its plans or add it to your comparison.
Showing 14 of 14 carriers
Why independent wins
A Captive Call Center vs. Your Independent Advisor
Same carriers. A completely different outcome for you.
The Captive Call Center
- Only one company's plans to choose from
- Recommendations biased toward their products
- No help if premiums spike at renewal
- You do the cross-shopping yourself
- Start over with a stranger every time
Your Independent Advisor
- 80+ carriers cross-referenced at once
- Unbiased matching to your best fit
- We re-shop the market at every renewal
- One local team for every line of coverage
- 100% free — we're paid by the carriers
Your local team
Your Multi-Carrier Navigation Team
Licensed Arizona brokers who cross-shop these exact carriers every single day.
Lynn Marble
Agency Owner — Master General Agent
MedicareIndividual & Family
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Frank Stevens
General Manager & Financial Services Director
Life & RetirementMedicare
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Stacy Petro
Operations Manager
MedicareIndividual & Family
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Stacie Howard
Director, Individual & Family Plans
Individual & FamilyMedicare
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Chris Gabbard
Group, Individual & Medicare Specialist
Group BenefitsIndividual & Family
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Brent Clouse
Independent Health & Life Agent
Individual & FamilyMedicare
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Hunter Howard
Licensed Agent — Individual & Family
Individual & Family
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Lucy Swagerty
Account Manager — Medicare Specialist
MedicareIndividual & Family
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Troy Chevalier
Account Manager — Medicare & Individual
MedicareIndividual & Family
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Joshua Bahr
Licensed Agent — Health, Medicare & Life
Individual & FamilyMedicare
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Rated 5.0 across 609 Google reviews
Unbiased matching, explained clearly — never pushy.
“Wow, AMAZING customer service from Brent Clouse. He called me from a list he had for people needing health insurance through HealthCare.gov. We discussed the various options and what would be best for me. I asked him to email me the plans we discussed and he did - No pressure from Brent to purchase right then. He asked me to review and call at my convenience. Brent helped me with this process in a friendly, courteous and professional manner . . . so rare these days. What a joy to work with Brent and Phoenix Health Insurance. I'll definitely be using them in the future.”
“We had questions regarding Original Medicare and Supplemental Plans versus Medicare Advantage Plans. Lynn Marble confirmed we were in the plans best suited for our location and provided a tool for tweaking our Prescription supplement. His knowledge gave us great peace of mind.”
“I was overwhelmed by the constant barrage of ads, I didn't know where to start but Stacie put my mind at ease. She is so knowledgeable about all the plans and presented my best options. Done in 30 minutes.”
“I had a wonderful experience with Lucy. Medicare is difficult to understand. Lucy was very thorough, professional and friendly. She made the process of enrolling and choosing the best supplemental program for me easy. I can't imagine having to make sense of all of this without expert guidance. Call Lucy to help you if you are signing up for Medicare for the first time, or for help at any time. She's best!”
Questions?
Carriers & Independence FAQ
Do you charge more if I choose a premium carrier like Blue Cross Blue Shield?
No. Your premium is set by the carrier and is the same whether you buy directly from them or through us — there's no broker markup. Our help is free either way, so working with us costs you nothing extra, no matter which carrier you choose.
Can you blend different carriers for health and dental?
Absolutely. Because we're independent, we can pair the best health plan from one carrier with the best dental or vision plan from another — and manage them all for you from one place. You get the strongest combination instead of settling for a single company's lineup.
How do renewals work if I want to switch companies next year?
We track your renewal every year and proactively re-shop the market for you. If another carrier offers better value, we handle the switch and the paperwork so your coverage never lapses. You're never locked in — that's the whole advantage of an independent broker.
What does it mean that you are independent?
It means we don't work for any single insurance company — we work for you. We're appointed with 80+ carriers and compare them side by side to find your best fit, rather than pushing one company's products. The carriers pay us, so our guidance stays free to you.
Do you represent carriers that aren't shown here?
Yes. The grid above highlights some of the carriers we quote most, but we represent 80+ companies across health, Medicare, dental, life, and more. If you have a specific carrier or plan in mind, just ask — chances are we work with them.
Ready to find the right plan?
Free local guidance from licensed Arizona agents — it costs you nothing extra.