What Is 
?
A Healthcare Sharing Ministry That Cares For Its Members As A Family
Monthly Contribution Request For netWell Elite+ Membership
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| Annual Member Commitment Portiont (per member) | Merbership Size | Base Monthly Contribution | Total Monthly Contribution | Maximum Annual Limmit (per member) | Maximum Lifetime Limit (per member) |
|---|---|---|---|---|---|
| $2,500 | Member |
$ 316.92 |
$ 316.92 |
$1,000,000 | $2,000,000 |
| $5,000 | Member |
$ 305.54 |
$ 305.54 |
$1,000,000 | $2,000,000 |
| $10,000 | Member |
$ 279.95 |
$ 279.95 |
$1,000,000 | $2,000,000 |
Note: $50 per member per month over 6. Consult us for free
| Annual Member Commitment Portiont (per member) | Merbership Size | Base Monthly Contribution | Total Monthly Contribution | Maximum Annual Limmit (per member) | Maximum Lifetime Limit (per member) |
|---|---|---|---|---|---|
| $2,500 | Member |
$ 328.29 |
$ 328.29 |
$1,000,000 | $2,000,000 |
| $5,000 | Member |
$ 316.92 |
$ 316.92 |
$1,000,000 | $2,000,000 |
| $10,000 | Member |
$ 288.48 |
$ 288.48 |
$1,000,000 | $2,000,000 |
Note: $50 per member per month over 6. Consult us for free
| Annual Member Commitment Portiont (per member) | Merbership Size | Base Monthly Contribution | Total Monthly Contribution | Maximum Annual Limmit (per member) | Maximum Lifetime Limit (per member) |
|---|---|---|---|---|---|
| $2,500 | Member |
$ 387.94 |
$ 387.94 |
$1,000,000 | $2,000,000 |
| $5,000 | Member |
$ 370.62 |
$ 370.62 |
$1,000,000 | $2,000,000 |
| $10,000 | Member |
$ 330.23 |
$ 330.23 |
$1,000,000 | $2,000,000 |
Note: $50 per member per month over 6. Consult us for free
| Annual Member Commitment Portiont (per member) | Merbership Size | Base Monthly Contribution | Total Monthly Contribution | Maximum Annual Limmit (per member) | Maximum Lifetime Limit (per member) |
|---|---|---|---|---|---|
| $2,500 | Member |
$ 482.92 |
$ 482.92 |
$1,000,000 | $2,000,000 |
| $5,000 | Member |
$ 459.14 |
$ 459.14 |
$1,000,000 | $2,000,000 |
| $10,000 | Member |
$ 399.69 |
$ 399.69 |
$1,000,000 | $2,000,000 |
Note: $50 per member per month over 6. Consult us for free
| Annual Member Commitment Portiont (per member) | Merbership Size | Base Monthly Contribution | Total Monthly Contribution | Maximum Annual Limmit (per member) | Maximum Lifetime Limit (per member) |
|---|---|---|---|---|---|
| $2,500 | Member |
$ 571.85 |
$ 571.85 |
$1,000,000 | $2,000,000 |
| $5,000 | Member |
$ 538.64 |
$ 538.64 |
$1,000,000 | $2,000,000 |
| $10,000 | Member |
$ 463.18 |
$ 463.18 |
$1,000,000 | $2,000,000 |
Note: $50 per member per month over 6. Consult us for free
netWell Most
Popular Membership
Elite+ Plan
All-Inclusive Option
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| Monthly Commitment Contribution Request For netwell |
As Low As $279 / month |
|---|---|
| Network | Nationwide PPO PHCS Network |
| Member Commitment Portion (MCP) | $2,500 / $5,000 / $10,000 |
| netWell Rx | 600+ prescriptions at NO additional cost |
| Telemedicine1 | ✓ |
| TeleCounseling | ✓ |
| Preventive / Routine Screening | Shareable up to $1500 per member, per year, 90-day wait period |
| PCP / Specialist / Urgent Care / Wellness Visits | 9 per member, per program year $35 PCP / $55 Specialist or Urgent Care, shared up to $350 maximum per visit Mammogram, Pap-smear, or Prostate exam will be applied to Office Visits. 90- day wait period unless accident, injury or acute illness |
| Chronic Maintenance | Within the 9 PCP, Specialist or Urgent Care, Pre-Existing Limitations do not apply |
| Specialist | ✓ 90-Day wait period |
| Imaging & Laboratory | ✓ 90-Day wait period |
| Emergency Room**emergency, life-threatening, or life-altering medical issues only. Any non-emergency medical requests will be considered ineligible for sharing by the membership if the member’s treatment could have been handled by a primary care physician, specialist, urgent care, or wellness provider. |
$500 Visit Fee, shared up to $10,000 maximum Initial 90-day waiting period unless life-threatening or life-altering conditions |
| Hospitalization | 100% after MCP has been met, shared up to maximum sharing limit Initial 90-day waiting period unless life-threatening or life-altering conditions |
| In / Outpatient Surgery | 100% after MCP has been met, shared up to maximum sharing limit Initial 90-day waiting period unless life-threatening or life-altering conditions |
| Maternity Care | ✓ |
| Maximum Sharing Limit Per Year | $1,000,000 |
| Lifetime Sharing Maximum | $2,000,000 |
| Mental Health | 8 visit with your own counselor or therapist, shared up to $40/visit per family |
| eHome Mental Health | 8 visit with eHome Health Counseling Services, shared up to $40/visit per family |
Things to Understand
It is important to be aware that a healthshare program is different from regular health insurance. While traditional health insurance policies are designed to pay for all healthcare needs, healthshare programs focus on the basics and catastrophic care for people who are overall fairly healthy. Some people may not qualify for health sharing due to a pre-existing health condition, so it is important to consult with our Arizona healthshare agents!
Cancer Sharing
Sharing Limits
Elite+ MEMBERSHIPS
90day waiting period for cancer treatment
Medical requests related to cancer treatment may be eligible for sharing if the cancer diagnosis was received after the initial 90-day waiting period
Max sharing amount
- Previously diagnosed cancer will never be eligible for sharing
- Year 1 – Cancer Medical Requests Will Be Shared Up To $250,000
- Year 2 – Cancer Medical Requests Will Be Shared Up To $500,000
- Year 3 And Beyond – Cancer Medical Requests Will Be Shared Up To The Yearly Maximum Sharing Limit
Recreational Vehicles
Sharing Limits
Year 1
Shared up to $10,000
Year 2 and Beyond
Shared up to $25,000
90 Day Waiting Period
Injury or illness as a result of using a recreational vehicle which is defined as licensed or unlicensed motorized vehicle operated on land or water (including ATVs, dirt bikes, motorcycles, motorized self-balancing vehicles, motorized scooters, snowmobiles, boats, and jet skis) Pre-authorization is required for any services outside of an Office Visit that relate to a Recreational Vehicle Injury.
Mental Health
INCLUDED IN OUR ELITE+ MEMBERSHIP
90 Day Waiting Period
Shareable with your own counselor
8 mental health visits are shareable with your own counselor or therapist per family
Shareable up to $40.00 per visit with no visit fee or MCP
Maternity sharing & Adoption
Maternity Sharing INCLUDED IN OUR ELITE+ MEMBERSHIP
Must be on a combined membership for 6 months prior to conception for be elegible- No Membership Commitment Portion (MCP) will apply to Maternity Sharing
- Maximum sharing limit per maternity is up to $15,000, including multiple births; ex.: twins, triplets
ADOPTION SHARING INCLUDED IN OUR ELITE+ MEMBERSHIP
- A 24-month waiting period applies to adoptions.
- No MCP Requirement.
- netWell will offer an additional $3,000 for the adoption assistance of a child with special needs for a maximum of $8,000 shared on member’s behalf.
netWell Member Limitations
netWell places certain limitations on illnesses or health conditions that may place too great a financial burden on the other members of the health sharing community. Some conditions are under a 2 year limitation from sharing bills related to treatment of a condition that existed before the individual became a member, while other conditions are under a 4 year limitation. There are even a few health conditions under a lifetime limitation.
No Consult Fee for Telemedicine
WHAT CONDITIONS CAN BE TREATED BY TELEMEDICINE?
Many illnesses such as the common cold, a rash, or an ear infection can be treated via telemedicine through a quick, virtual visit with a doctor and subsequently prescribed medication.
- Allergies
- Asthma
- Bronchitis
- Cold & flu
- Joint aches & pains
- Rashes
- Fever
- Sore throat
- Sports injuries
- Respiratory infections
- Sinus infections
- Skin inflammations
- Digestive issues
- Gout
- Migraines
- Insect bites
- Pink eye
- Ear infections
- Urinary tract infections
- Stomachache
- Nausea
- And more!
WHY SwiftMD AND NOT THE DOCTOR’S OFFICE?
SAVE MONEY!!! Cost savings to both the member and the membership
Avoid Long Waits In Crowded Waiting Rooms
24/7/365 Access By Phone Or Video, Desktop And Mobile Devices
A Private, Secure Experience
National Network Of U.S. Based, Licensed And Fully Credential Doctors
Time savings and less time away from work
Discount Services
Dental Discounts
Sample Savings*
The discount features include a variety of options regarding dental care for both children and adults. Browse the chart below to find a plan that works best for you, and reach out with any questions!
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| Product/Services | Avg. Price | You Pay | Savings | % Saved |
|---|---|---|---|---|
| Dental Cleaning (Adult) | $127.00 | $68.00 | $59.00 | 46% |
| Dental Cleaning (Child) | $93.00 | $51.00 | $42.00 | 45% |
| Complete X-rays | $168.00 | $87.00 | $81.00 | 48% |
| Root Canal (anterior) | $880.00 | $536.00 | $344.00 | 39% |
| Complete Upper Denture | $1,441.00 | $1,003.00 | $438.00 | 30% |
*Actual costs and savings may vary by provider, service and geographic location. We use the average of negotiated fees from participating providers to determine the average costs, as shown on the chart. The select regional average cost represents the average fees for the procedures listed above in Los Angeles, Orlando, Chicago and New York City, as displayed in the cost of care tool as of June 2020.
Vision Discounts
Sample Savings*
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| Product/Services | Avg. Price | You Pay | Savings | % Saved |
|---|---|---|---|---|
| Regular Eye Exam – OD |
$91.67 | $79.25 | $12.42 | 14% |
| Single Vision Lenses |
$95.67 | $70.43 | $25.24 | 26% |
| Progressive Lenses |
$259.33 | $191.53 | $67.80 | 26% |
| Designer Frames |
$194.33 | $144.20 | $50.13 | 26% |
Members in need of regular eye exams, glasses, or contacts will benefit from netWell’s vision program. They can save financially and experience better quality care than through a conventional health insurance policy, while sharing their expenses with other members of the group. Browse through the chart and reach out to Phoenix Health & Life Insurance to learn more!
*These are examples only. Savings will vary by procedure, provider and geographical area.
Vitamins & Nutritional Supplements Discounts
Sample Savings*
While traditional health insurance focuses on reactive care for symptoms and illnesses, netWell believes that proactive, preventive care is the best medicine. That is why they offer savings on a variety of vitamins and supplements for their members.
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| Product/Services | Avg. Price | Your Price** | Your Savings |
|---|---|---|---|
| Vitamin B12 | $11.99 | $5.19 | 57% |
| Vitamin D | $7.49 | $2.71 | 64% |
| Omega 3- fatty acidis | $13.99 | $5.43 | 61% |
| Tumeric | $9.99 | $3.99 | 60% |
| Calcium Cirtate | $7.49 | $2.95 | 61% |
To Get 20% Savings on Swanson Brand Products Shop online at www.swansonvitamins.com for vitamins & supplements or call 1-800-824-4491 to place an order by phone.
Hearing Aid Discounts
TruHearing®
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| Product/Services | Avg. Price | You Pay | Savings |
|---|---|---|---|
| Hearing Aid Exam & Selection |
$175 | $45 | $130 |
| Basic Digital Hearing Aid | $1,400 | $695 | $705 |
| Value Digital Hearing Aid | $1,600 | $999 | $601 |
| Mid Level Hearing Aid | $2,250 | $1,199 | $1,051 |
| Advanced Digital Hearing Aid |
$2,700 | $1,599 | $1,101 |
| Premium Digital Hearing Aid |
$3,500 | $1,999 | $1,501 |
Note: Cannot be used in conjunction with any other discount program or insurance.
Diabetic & Home Medical Supplies Discounts
If a member is diagnosed with diabetes after joining netWell they may be eligible for certain discounts on diabetic related supplies
This is a diabetic and home medical supplies discount program. This is not Insurance.
- Diabetic Supplies (test strips, insulin pump supplies, lancets and more)
- Home Medical Supplies (bath seats, walkers, and more)
- Pet Health Supplies (pet diabetic supplies, pet care, and pet food
- Health and Wellness Supplies (blood pressure monitors,
To Get Your Additional 10% Savings
- Online: Visit https://www.adwdiabetes.com and enter promo code COV10 at checkout.
- To order by phone: call 800-210-9222 (M-F 9am – 5pm EST) and mention the code COV10
netWell RX
A Membership Pharmacy Program Designed To Make The Most Used Medications Available For no additional cost
What Differentiates netWell From Other Healthcare Share Ministries
No Height and Weight Rate Ups
Others
9 Visits Per Year Per Member
Others
Acceptance Of Green Cards
Others
Effective dates can be all month long without having to wait until the 1st of the month.
Others
Clients Can Use Office Visits With Pre-Existing Conditions
Others
True Pharmacy Plan Built-In With Over 600+ Common Medications at no additional cost
Others
No One Year Waiting Period For Cancer Treatment
