Insurance Agents Providing Services In Tempe, AZ

Tempe Life Insurance Agency

Life Insurance Brokers Providing Services In Tempe, AZ

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  • Term Life
    Insurance
  • Whole Life
    Insurance
  • Universal Life
    Insurance
  • Variable Universal
    Life Insurance

Tempe’s Top-Rated Life Insurance Company

Life insurance is a foundational piece to a well-rounded financial plan. Most people do not realize the benefits offered by life insurance, and simply avoid the topic due to confusion about the sheer volume of available policies, and feeling uncomfortable thinking about their own death. By investing in a life insurance policy in Tempe, the financial security of your spouse, loved ones, children, parents, or business partners will be protected in the event of your death. Without expert guidance, it can be difficult to sort through the options on the market and find the best policy for your current needs. Visit Phoenix Health & Life Insurance in Tempe to learn more.

Professional Counseling To Buy A Life Insurance Policy

Most life insurance agents simply shuffle clients through the hoops, showing them the first available policy and pressuring them to make a hasty decision based on fear and uncertainty. It is different at Phoenix Health & Life Insurance! We will never take advantage of you, or push you into a decision you are not ready to make. Instead, our Tempe life insurance agents are welcoming and friendly, providing thorough, honest information, in a comfortable environment where you can feel free to ask questions and present concerns. Even if you never choose to work with us, that’s okay! Our goal is to provide the information and confidence you need to make the best, most informed decision for yourself and your family.

Protect Your Family In Tempe With Professional Life Insurance Counseling

Our Clients’ Reviews

Customer Testimonials

Our Clients’ Reviews

Lynn Marble took the time to sit down and explain every detail of our insurance plan. Saved our family a ton of money and bettered our coverage. I would not hesitate to recommend Lynn to everyone I know.

Sean Bell ★★★★★

We Provide An Easy Way To Take A Look Into Your Financial Future

Determine if you’re on track for a successful retirement

Benefits Of Buying A Life Insurance Policy With Our Agents

Tax Deductions

There are a variety of tax deductions and benefits available through a life insurance policy in Tempe, including a tax free death benefit payout and non-taxable cash value.

Financial Security

Get the peace of mind you deserve by investing in a life insurance policy designed to protect the financial interests of your family after your death.

Retirement Planning

Let our agents at Phoenix Health & Life Insurance help you navigate retirement planning to ensure you and your family are well-covered. We are on your side through the entire process.

Insurance Loans

Many life insurance policies allow the policyholder to borrow cash against the accumulated value. Give us a call to learn more, and let us help you make an informed decision!

Types Of Life Insurance Plans We Provide For Tempe Residents

Couple Learing About Term Life Insurance Policies In Tempe

Term Life Insurance

Term Life Insurance provides coverage for a specific, limited period of time, and is usually purchased by clients who are between jobs or facing a risky surgery. The initial premium is typically smaller, with the ability to cover your short-term, temporary life insurance needs.

  • Provides coverage for a limited period of time
  • Provides a death benefit, but no cash value
  • Initially less expensive premium
  • Term can be renewed or converted to a different type of policy
Elderly Couple Buying Whole Life Insurance Policies Near Tempe

Whole Life Insurance

Known as the most conventional type of life insurance, a Whole Life Insurance policy provides the policyholder with coverage for the duration of their entire lifetime. Premium payments are consistent, and the cash value of the policy offers a guaranteed return.

  • Provides lifetime, comprehensive coverage
  • Accumulates cash value over time, making it a valuable asset
  • Offers level premiums throughout the policy term
  • Has the option for flexible premiums
Universal Life Insurance Policies For Tempe Residents

Universal Life Insurance

The policyholder receives permanent coverage through Universal Life Insurance. The insured can take advantage of the valuable savings component and investment opportunities, and experience either flexible or fixed premiums depending on the plan. Visit with our agents to learn more about Universal Life Insurance.

  • No tax consequences when borrowing against the cash value
  • Provides death benefit and valuable savings component
  • Accumulates savings throughout the policy term
  • Death benefit only goes to specified beneficiaries
Variable Universal Life Insurance Policies For Tempe Residents

Variable Universal Life Insurance

Similar to Universal Insurance, Variable Life Insurance provides lifelong protection for the policyholder and their family, as long as the premiums are paid. The premiums and the death benefit can be flexible, and there is an investment opportunity for added peace of mind.

  • Adjustable and flexible premiums
  • Death benefits increases in value over time
  • Can borrow against the cash value with no tax consequences
  • Offers a valuable investment option
Find Individual And Joint Life Insurance Plans Near Your Home In Tempe

Individual & Joint Life Insurance

Whether you want to protect yourself or multiple people under one policy, Phoenix Health & Life Insurance can help. There are many policies to consider that provide coverage for individuals and their families, or for spouses under a joint policy. While a Tempe joint life insurance policy only pays one death benefit, it covers two individuals who will likely die at different times. Phoenix Health & Life Insurance is a valuable resource that can be trusted to help you understand the ins and outs of life insurance.

Find Business And Employee Life Insurance Near Tempe, AZ

Business & Employee Life Insurance

Whether you are considering providing Tempe employee life insurance to your valued employees, or you want to protect your business assets in the event a key partner dies, Phoenix Health & Life Insurance can help. We have a variety of resources available to help you find the best policy for your specific needs and situation, and provide expert guidance as you navigate the complexities of offering life insurance to employees. Schedule a consultation with our agents today to get started!

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Why Hire
Our Tempe Life Insurance Agents

Oftentimes, individuals think they can get a better deal on a life insurance policy if they purchase on their own and avoid working with an agency. Unfortunately they do not realize the risks they are opening themselves up to, such as being taken advantage of or being scammed. Working with a licensed Tempe life insurance agent ensures you get the best policy for your needs, while protecting your financial investment.

When you choose the experience, knowledge, and expertise of a licensed agent like Frank Stevens at Phoenix Health & Life Insurance, the peace of mind is invaluable. You can rest easy knowing that Frank Stevens is on your side, making sure your coverage clearly reflects your needs throughout the duration of your policy.

Frank Stevens is licensed through the state of Arizona to sell a wide variety of life insurance policies, with the education and credentials necessary to help you make the best choice.

Frank Stevens Is Approved By The Arizona Department Of Insurance

Call Our Life Insurance Agents Today!

Reliable Life Insurance Brokers Serving Families And Companies In Tempe

Highly-Rated Life Insurance Brokers Offering Services For Tempe Families And Companies

At Phoenix Health & Life Insurance, we know you have worked hard to financially provide for your family throughout your lifetime. Investing in a life insurance policy is an excellent way to ensure that care continues beyond your death, providing coverage for your funeral expenses and daily bills for your family as they transition to their new lives without you.

When you choose to invest in life insurance near you in Tempe at Phoenix Health & Life Insurance, we don’t simply help you buy a policy and then leave you alone. Instead, our agents build a close professional relationship with you to ensure that your coverage reflects your fluctuating needs throughout its duration. If you have any questions or concerns, or need to convert your policy to something different, we have you covered. We will also make sure your death claim is processed immediately after your death, so that your family does not struggle to make ends meet. While you may have assets in real estate or business shares, none are immediately accessible like a life insurance policy.

Phoenix Health & Life Insurance is with you every step of the way, from selecting a policy, to adjusting coverage as needed, and processing the claim after your passing. Contact our team today to get started!

FAQs About Life Insurance

Investing in a life insurance policy simply means that you are making regular deposits into a secure bank account that will be dispersed to your designated loved ones after your death. While you are available to provide for their needs right now, there is no guarantee for their financial security after your death. Life insurance is one of the most effective ways you can protect their finances as long as possible.
According to Arizona law, the only requirements for purchasing a life insurance policy is to be 18 years of age or older, and to complete the application thoroughly and correctly. You will likely be required to get a medical exam as well, and to answer questions regarding your height, weight, habits, lifestyle, personal and family medical history, and current medications.
Yes! Most people do not realize that life insurance provides a variety of tax benefits to the policyholder and their beneficiaries. The death payout is considered tax-free income and is not required to be reported on your taxes. The accumulated cash value on your policy is tax-deductible, and any money borrowed against the policy is not taxable. Give us a call to learn more!
After being approved for a life insurance policy, there is typically a 5-6 week waiting period before the coverage becomes active. You have the option to waive the waiting period by paying an extra fee to accelerate the process, which many clients do if they are facing a risky medical procedure or imminent death. If you die during the waiting period, your beneficiaries will receive a small payout from insurance.
Yes, most life insurance policies require a medical exam in order to be approved. If you are young and healthy, or seeking a very low amount of coverage, it is likely that you will not need an exam. You will be asked questions about your personal and family medical history, your medications and current lifestyle, your height and weight, and more.
The best way to ensure a low premium and excellent coverage is to invest in a life insurance policy as soon as you turn 18 years of age, as legally required. It is important to make healthy lifestyle choices such as avoiding drugs, alcohol, and smoking. Working with a licensed agent will help you get the best return for your investment.
UHC United Healthcare
Humana
Aetna
Cigna
BlueCross Blueshield of Arizona
Bright Health

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Our Life Insurance Agents Proudly Serve These And Many Other Tempe Neighborhoods

Find Life Insurance Plans Near Hayden Square, Tempe

Need Help Finding A Life Insurance Plan In Hayden Square? Give Us A Call!

Phoenix Health & Life Insurance is a licensed, experienced agency ready to walk with you through the process of choosing a policy and getting comprehensive coverage.

Our Life Insurance Agents Provide Services In Warner Estates

Looking For Qualified Life Insurance Agents In Warner Estates? Contact Our Brokers Today!

Frank Stevens and the team at Phoenix Life Insurance are certified, licensed, and equipped to help you find the best policy to protect your family’s financial interests.

Our Life Insurance Agents Provide Services In Tally Ho Farms

Want To Compare Universal Life Insurance Plans In Tally Ho Farms? We’re Here For You

Visit with our Tally Ho life insurance agents to learn about the options available to you and get the information you need to make a beneficial choice.

Our Life Insurance Agents Provide Services Near Los Tesoros

Interested In Buying A Whole Life Insurance Policy Near Los Tesoros? Reach Out To Us!

Whether you want to purchase life insurance or need to convert your existing policy, Phoenix Health & Life Insurance is an excellent resource, even if you didn’t purchase with us initially.

Our Life Insurance Agents Provide Services In Maple Ash

Worried About The Financial Future Of Your Family Living In Maple-Ash? Call Today!

Don’t try to purchase life insurance on your own! Take advantage of our expertise and honest information as you make the best choice for your family.

Contact Tempe’s Leading Life Insurance Agency

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    Phoenix Health And Life Insurance

    4455 E Broadway Rd #104
    Mesa, AZ 85206