Enroll In Medicare In Surprise

With Help From Our Surprise Medicare Team

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Department Of Health & Human Services USA

What Is Medicare?

As a government-funded healthcare program, Medicare is designed to provide coverage to anyone who is 65 years and older, or is under 65 with specific disabilities, or is diagnosed with End-Stage Renal Disease. Consult with Phoenix Health & Life Insurance today to determine if you qualify and how to enroll.

What is Medicare?

The 4 Parts Of Medicare

Medicare Part A:
Does it Cover Hospital Insurance?

Medicare Part A is hospital based insurance that provides coverage for inpatient hospital care, skilled nursing care, hospice care, and some limited at-home healthcare services that are typically paid for by deductibles, coinsurance, and copayments.

Medicare Part B:
Does It Cover Medical Insurance?

Medicare Part B refers to medical coverage including doctor’s visits, preventive services, medical supplies, and outpatient care. Contact our Surprise Medicare insurance agents at Phoenix Health & Life Insurance to learn more about Part B health coverage.

Medicare Part C:
Medicare Advantage Plans & Their Coverage

Medicare Part C is also known as Medicare Advantage Plans that are offered by private insurance companies. They provide coverage for all services included in Parts A and B, and additional coverage for prescription drugs, vision, dental, hearing, and more.

Medicare Part D:
Drug Prescription Coverage

Medicare Part D provides coverage for prescription drugs, along with other things including shots or vaccines recommended by your healthcare provider. Consult with our Surprise Medicare insurance brokers to learn how to enroll for Part D coverage.

How To Sign Up And Enroll For Medicare

Our Online Medicare Enrollment Process

No matter what type of healthcare coverage you are seeking, finding the right plan can be overwhelming and complicated. At Phoenix Health & Life Insurance, we can help you find through the Surprise Medicare enrollment process either online or in-person.

Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans

When you are ready to learn more about Surprise Medicare plans, our agents at Phoenix Health & Life Insurance can help. We provide thorough education and expert guidance as you navigate the world of healthcare plans, and will help you understand the difference between Original Medicare and Medicare Advantage Plans.

BENEFITS ORIGINAL ADVANTAGE
Medicare Part A & B Services are Covered Yes Yes
Prescription Drugs are Covered No Yes, With Most Plans
You May Visit Any Doctor Who Cares for Medicare Patients Yes It Depends on the Plan
Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. No Yes, With Most Plans
Service Are Covered Nationwide Yes Emergency or PPO

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Close the Gap on Lapses in Medicare Coverage

“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations

A coverage gap occurs when the total combined amount paid for prescription drugs between your and your healthcare plan reaches its maximum limit, requiring you to pay out of pocket for any further medication needed through the remainder of your coverage year. With a Supplemental Medicare Plan, you will be able to close the gap and avoid paying extra.

Call Our Agents And Enroll In Medicare Today!

(480) 588-3109

How Is a Medicare Advantage HMO vs PPO Different?

BENEFITS HMO PPO
You must go to Network Providers for Covered Services Yes No
A Network Primary Care Provider Coordinates your Care Yes No
If Specialist Services are Required, a Referral is Needed Varies By Plan No
Includes Prescription Drug Coverage Yes Yes
Includes Annual Out Of Pocket Maximum Yes Yes

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Why Choose Phoenix Health Insurance In Surprise

Why Choose Phoenix Health Insurance In Surprise?

When you consult with our Surprise health insurance agents, you can trust that we are dedicated to helping you find the best health coverage for your needs and budget. As an industry-leading insurance provider, Phoenix Health & Life Insurance is available to help with all your questions, enrollment needs, and beyond, with a personalized, informative experience.

We Help You Navigate Your Insurance Plan Options

Medicare Supplement Carriers We Work With:

Bright Health Devoted Health Plans United Health Care Humana CignaBlue Cross Blue Shield of ArizonaAetna

TESTIMONIALS

*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.

Contact Any Of Our Experienced Surprise Agents Today

Get Your Free Quote

Best way to reach you
Contact Any Of Our Experienced Agents In Surprise Today

20823 N Cave Creek Rd.
Building B Suite 101
Phoenix, AZ 85024

(480) 588-3109

[email protected]

Medicare FAQ

I am approaching 65 in Surprise. When should I start looking at Medicare?
It is smart to start a few months before you turn 65. Your first enrollment window runs seven months around your birthday, covering the three months before, your birthday month, and the three months after. There is also a fall Annual Enrollment Period each year to adjust plans. Dates can change, so we confirm your exact timeline for free at (623) 516-8300.
Is your guidance really free, and will it change my premium?
Yes, our help is one hundred percent free, and it never raises your premium. As an independent Arizona brokerage we are paid by the carriers, so your cost is identical to enrolling direct. With so many Surprise residents in active-adult communities reaching Medicare age, we are happy to sit down and compare plans with you without any obligation.
How do you check that nearby hospitals accept a plan before I enroll?
Health systems like Banner Del Webb in nearby Sun City West and Banner Boswell in Sun City serve the West Valley, but each plan has its own network that changes yearly. We never promise a plan covers a specific hospital; instead we verify your doctors, facilities, and prescriptions are in-network for the plan you are considering before you commit.
Should I choose Original Medicare or a Medicare Advantage plan?
Original Medicare, often paired with a Medigap policy and a Part D drug plan, lets you use any provider that accepts Medicare. Medicare Advantage bundles your benefits into one plan with a set network and often includes drug and extra coverage. The right choice depends on your doctors, medications, and budget, and we compare both with you at no cost.

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