What Is Medicare?
Simply put, Medicare is a comprehensive healthcare program that provides coverage to individuals who are either 65 years and older, under 65 with a disability, or diagnosed with End Stage Renal Disease. As qualified Sun City West insurance agents, we can help you learn more about Medicare and how to enroll.
The 4 Parts Of Medicare
How To Sign Up And Enroll For
Medicare In Sun City West
Our Online Medicare Enrollment Process
At Phoenix Health & Life Insurance, our experienced agents are prepared to guide you through the simple online enrollment process. Let us ensure all your bases are covered as you determine which Medicare policy will be best for you.
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
Navigating the world of health insurance policies is complicated, so we are here to help you understand the difference between Original Medicare and Medicare Advantage plans, and find a functional, affordable policy. Consult with our Sun City West health insurance agents today to get started!
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations”
When the combined amount that you and your insurance provider pay for prescription drugs exceeds the set limit, a coverage gap occurs and requires you to pay extra until the new coverage year. Avoid this gap and protect your budget with a Medicare Supplement Plan.
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
Why Choose Phoenix Health Insurance in Sun City West
As a dedicated, experienced medical insurance agency in Sun City West, Phoenix Health & Life Insurance is committed to helping you find the best policy for your needs and your budget. Contact our insurance agents today for expert help choosing a policy and completing the enrollment process in oru friendly, welcoming environment.
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
