What Is Medicare?
As a government-funded healthcare program, Medicare is designed to provide coverage for individuals who are 65 years or older, under 65 with a disability, or facing End Stage Renal Disease. Visit with our Sun City health insurance providers to learn if you qualify.
The 4 Parts Of Medicare
How To Sign Up And Enroll For
Medicare In Sun City
Our Online Medicare Enrollment Process
If you are ready to enroll in Medicare, our agents at Phoenix Health & Life Insurance are friendly, informative, and can guide you through the simple online process. Let us ensure all your bases are covered as you choose a plan for your needs.
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
At Phoenix Health & Life Insurance, we know that finding a functional, affordable healthcare plan can be complicated and frustrating. Learn whether Original Medicare or Medicare Advantage is better for you when you consult with our insurance agents in Sun City.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations”
A coverage gap occurs when the combined amount that you and your insurance plan pay for prescription drugs reaches a certain limit. This requires you to pay extra for the remainder of the coverage year. A Medicare Supplement Plan ensures this gap is covered and protects your finances.
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
Why Choose Phoenix Health Insurance in Sun City
No matter what type of healthcare coverage you need, Phoenix Health & Life Insurance is an industry-leading medical insurance agency committed to helping individuals find the best coverage for their goals, needs, and budget. Visit us today to experience our welcoming, informative environment as you ask questions with no pressure to make an immediate decision.
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
