Coverage for Scottsdale, Without the Pressure
Tailored health and life insurance for Scottsdale families and businesses. Local independent agents who know the Valley — and who cross-check your doctors against 80+ carriers before you ever enroll.
Local blueprint request
Your Scottsdale coverage plan
Tell us what you need — a local Valley agent builds the rest, free and pressure-free.
Compare 80+ A-rated carriers, including
80+
Carriers cross-shopped
18
Local Valley agents
$0
Hidden broker markup
2008
Family-owned since
Provider network validator
Will Your Scottsdale Doctors Be Covered?
It's the #1 question we hear. Select the health systems your family uses — we'll confirm coverage across every carrier before you enroll.
We verify before you enroll
Networks change every year. Before you sign anything, our local agents cross-check all 80+ carriers to confirm your providers are in-network — so there are no surprises.
We'll confirm coverage for
The local guarantee
Tired of the Scottsdale Zip-Code Spam?
Search for insurance online and the robocalls start instantly. There's a better way.
The National Internet Trap
- Endless robocalls after one online quote
- Aggressive, high-pressure sales tactics
- Out-of-state reps who don't know Arizona law
- Your info sold to a dozen other agencies
The Phoenix Health Solution
- One dedicated local agent, start to finish
- Free cross-shopping across 80+ carriers
- A zero-pressure, take-your-time philosophy
- A permanent advocate right here in the Valley
Built for Scottsdale
Coverage Tailored to Your Situation
Self-Employed & Consultants
ACA Marketplace tracking with premium tax-credit optimization, so you claim every subsidy you qualify for.
Small Businesses & Old Town Startups
Flexible level-funded or fully-insured group plans that help you compete for top Valley talent.
Early Retirees & Pre-Medicare
Bridge the coverage gap safely from early retirement until you turn 65 and move into Medicare.
Smarter group coverage
Level-Funded & Return-of-Premium Health Insurance
For healthy Scottsdale-area groups, a level-funded plan blends the predictable monthly cost of a traditional plan with the upside of self-funding — and if claims run low, the surplus can come back to you.
Predictable monthly cost
You pay one fixed monthly amount — budgeting stays simple, just like a fully-insured plan.
Money back in good years
If your group's claims come in low, you may receive a year-end refund of the unused surplus.
Built-in stop-loss protection
Stop-loss coverage caps your exposure, so a bad claims year won't blow up your budget.
Real claims transparency
You get to see how your plan is actually performing and make informed renewal decisions.
Flexible plan design
Level-funded plans are often exempt from some ACA fees and mandates, giving you more design flexibility.
Free expert setup
We compare level-funded options across 80+ carriers and handle enrollment — at no cost to you.
How it works
Four Simple Steps to the Right Plan
Step 1
Map your providers
We start with the doctors and hospitals you want to keep across Scottsdale.
Step 2
Run an 80+ carrier audit
We compare the whole market for Scottsdale, not one company's lineup.
Step 3
Compare side by side
Clear, customized options in plain English — you decide, never pressured.
Step 4
Seamless enrollment
We submit your application cleanly and stay your point of contact all year.
Your local team
Your Scottsdale-Area Specialists
Licensed Valley agents who serve Scottsdale & the North Valley every day.
Lynn Marble
Agency Owner — Master General Agent
MedicareIndividual & Family
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Frank Stevens
General Manager & Financial Services Director
Life & RetirementMedicare
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Stacy Petro
Operations Manager
MedicareIndividual & Family
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Stacie Howard
Director, Individual & Family Plans
Individual & FamilyMedicare
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Chris Gabbard
Group, Individual & Medicare Specialist
Group BenefitsIndividual & Family
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Rated 5.0 across 609 Google reviews
From neighbors across Scottsdale & the North Valley.
“Wow, AMAZING customer service from Brent Clouse. He called me from a list he had for people needing health insurance through HealthCare.gov. We discussed the various options and what would be best for me. I asked him to email me the plans we discussed and he did - No pressure from Brent to purchase right then. He asked me to review and call at my convenience. Brent helped me with this process in a friendly, courteous and professional manner . . . so rare these days. What a joy to work with Brent and Phoenix Health Insurance. I'll definitely be using them in the future.”
“We had questions regarding Original Medicare and Supplemental Plans versus Medicare Advantage Plans. Lynn Marble confirmed we were in the plans best suited for our location and provided a tool for tweaking our Prescription supplement. His knowledge gave us great peace of mind.”
“Stacie has helped us navigate the confusing health options for many years now. We so much appreciate her knowledge, professional and friendly service. Stacie genuinely has our best fit in mind for our coverage and does her homework ahead of our scheduled timeframe. Thank you Stacie & Melonie for caring about how to best serve us :-) Thank you”
“I had a wonderful experience with Lucy. Medicare is difficult to understand. Lucy was very thorough, professional and friendly. She made the process of enrolling and choosing the best supplemental program for me easy. I can't imagine having to make sense of all of this without expert guidance. Call Lucy to help you if you are signing up for Medicare for the first time, or for help at any time. She's best!”
“Hunter is amazing. She is very professional, quick to respond, has excellent attention to detail and really listened to my needs throughout the entire process of getting me health and dental insurance. I threw her a few curveballs and she handled them with agility and brought up issues that I hadn't even thought about. Would highly recommend her for all of your health insurance needs!”
Questions?
Scottsdale Insurance FAQ
Are Scottsdale Mayo Clinic facilities covered on standard marketplace plans?
Not always — Mayo Clinic participates in a limited set of networks, and most standard ACA marketplace plans don't include it. That's exactly why we check first: tell us you want Mayo access and we'll identify which carriers and plans actually include it before you enroll, so you're never surprised at the front desk.
Can you set up a group benefits package for a small business in Old Town?
Absolutely. We build group health plans for Scottsdale businesses of virtually any size — from a two-person Old Town startup up. We'll compare fully-insured and level-funded options, design a contribution strategy that fits your budget, and handle enrollment for your team.
How do premium subsidies work for local self-employed consultants?
If you buy your own coverage on the ACA Marketplace, you may qualify for premium tax credits based on your household income — and they can meaningfully lower your monthly cost. We calculate what you qualify for and structure your plan to make the most of it, at no charge.
Can we meet in person or via secure video?
Whatever's easiest for you. We serve Scottsdale from our nearby North Phoenix office, and we're happy to meet in person, by phone, or over secure video — days, evenings, or weekends by appointment.
Does it cost anything to work with a local Scottsdale agent?
No. Our guidance is completely free — we're paid by the insurance carriers, never by you, and there's no broker markup on your premium. You simply get a dedicated local expert at no extra cost.
Ready to find the right plan?
Free local guidance from licensed Arizona agents — it costs you nothing extra.