What Is Medicare?
Simply put, Medicare is a government-funded program designed to provide healthcare coverage for individuals who are 65 years or older, under 65 with a specific disability, or facing End-Stage Renal Disease. Consult with our Scottsdale Medicare insurance agents at Phoenix Health & Life Insurance to learn more today!
The 4 Parts Of Medicare
How To Sign Up And Enroll For Medicare
Our Online Medicare Enrollment Process
When you are ready to enroll in Medicare, visit our Scottsdale health insurance agents at Phoenix Health & Life Insurance for guidance. Our process is simple and straightforward, and you have the opportunity to enroll online or at our Scottsdale location.
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
No matter what type of healthcare plan you are considering, finding the right coverage can be difficult and complicated. If you need help understanding the difference between Original Medicare and Medicare Advantage Plans, or have questions about Scottsdale Medicare enrollment, Phoenix Health & Life Insurance is ready to help.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
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“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations
A coverage gap occurs when the combined amount that you and your healthcare plan pay for prescription drugs reaches its maximum limit, requiring you to pay more out of pocket for the remainder of your coverage year. Enrolling in a Medicare Supplement Plan is an excellent way to combat this issue and close the gap.
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
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Why Choose Phoenix Health Insurance in Scottsdale?
When you choose Phoenix Health & Life Insurance to manage your Scottsdale Medicare plan and enrollment, you can trust that our agents are dedicated to helping you find the best coverage for your health goals and needs, and budget restrictions. Contact our insurance brokers today to learn more about our personalized, informative experience that we offer to all our clients.
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
