What Is Medicare?
Medicare is simply a government-funded healthcare program that is designed to provide health coverage for individuals who meet certain requirements. To qualify, you must be 65 years or older, be under 65 with certain disabilities, or have End-Stage Renal Disease. Contact Phoenix Health & Life Insurance for more information.
The 4 Parts Of Medicare
How To Sign Up And Enroll For Medicare
Our Online Medicare Enrollment Process
When you are ready to enroll in a Peoria Medicare plan, contact Phoenix Health & Life Insurance for assistance. Our friendly agents will walk you through the simple process, whether you are doing it online from your own home or in person at our Peoria location.
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
No matter what type of healthcare coverage you are considering, finding the right plan can be complicated and overwhelming. Our Peoria health insurance agents can help you navigate Peoria Medicare enrollment and beyond, and help you understand the difference between Original Medicare and Medicare Advantage Plans.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
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“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations
Coverage gaps occur when the combined amount paid between you and your healthcare plan for prescription drugs reaches its limit, requiring you to pay out of pocket for the remainder of the coverage year. Our Peoria Medicare insurance agents can help you find a Supplemental Medicare plan to close these gaps so you can avoid paying more than necessary.
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
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Why Choose Phoenix Health Insurance In Peoria?
As dedicated insurance agents, Phoenix Health & life Insurance is ready to help you find the best type of coverage for your needs. Between your healthcare goals and your budget restrictions, our insurance brokers will provide a unique, personalized experience as you gain information, ask questions, and learn about the various types of coverage available to you.
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
