Mesa Life Insurance Agents At Phoenix Health Insurance

Top-Rated Life Insurance Company Near You

Creating a well rounded financial plan to protect your family is one of the best decisions you can make. With a life insurance policy, you can make sure that protection extends beyond your lifetime. If you are curious about Mesa life insurance policies but unsure how to start, Phoenix Life Insurance is ready to help!

Professional Counseling To A Buy Life Insurance Policy

Many life insurance agencies try to take advantage of unsuspecting customers who are willing to pay anything to provide financial security for their family after their death. At Phoenix Life Insurance, our experienced Mesa life insurance agents take pride in providing 100% honest, comprehensive information to help you better understand the options available to you, without ever pressuring you to make a decision you are not ready to make.

Protect Your Family In Mesa With Professional Life Insurance Counseling

Customer Testimonials

Our Clients’ Reviews

Lynn Marble took the time to sit down and explain every detail of our insurance plan. Saved our family a ton of money and bettered our coverage. I would not hesitate to recommend Lynn to everyone I know.

Sean Bell ★★★★★

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Benefits Of Buying A Life Insurance Policy With Our Agents

Tax Deductions

Purchasing a life insurance policy in Mesa provides a variety of tax benefits and tax deductible opportunities, including a tax free death benefit payout.

Financial Security

Contact our qualified Mesa life insurance agency to find the peace of mind you deserve as you protect the financial interests of your loved ones and family members.

Retirement Planning

Let Phoenix Life Insurance help you navigate retirement planning and end-of-life preparations to ensure you and your family are covered. We make sure you are confident in your decision!

Insurance Loans

Many life insurance policies allow you to borrow cash against the accumulated funds for additional financial security. Visit our team at Phoenix Life Insurance to learn more!

Types Of Life Insurance Plans We Provide For Mesa Residents

Term Life Insurance

Term Life Insurance provides coverage during a limited period of time, typically during a temporary gap between jobs. The initial premium is fairly low, and purchased in larger amounts to cover all your short-term needs. Let us help you determine if Term is right for you!

Typically provides coverage for one year or less
Offers a death benefit with no cash value
Initially a less expensive policy
Can be renewed or converted to a different type of policy

Whole Life Insurance

Whole Life Insurance is the most conventional form of life insurance, and provides coverage for the lifetime of the insured. Premium payments must be consistently made, and policyholders have the advantage of a valuable cash asset with a guaranteed return.

Provides lifetime coverage
Accumulates cash value over time
Experience level premiums throughout the policy term
Flexible premium payments may be an option

Universal Life Insurance

Universal Life Insurance provides permanent coverage, along with a savings component and investment element. Premiums can be fixed or flexible, depending on the specific type of Universal policy, so visit with our insurance agents near you in Mesa to learn more!

Borrow against the cash value with no tax consequences
Offers a death benefit and cash value component
Accumulate savings throughout the policy term
Only your specified beneficiaries receive the death benefit

Variable Universal Life Insurance

Variable Universal Life Insurance provides lifelong protection for your family and loved ones, provided the premiums are consistently paid. The premiums and death benefits can be flexible, and there is typically a valuable investment opportunity that policyholders use for additional peace of mind.

Premiums are flexible and adjustable
Increase your death benefit over time
Borrow against the tax value
Consider one of the investment options

Find Individual And Joint Life Insurance Plans Near Mesa

Individual & Joint Life Insurance

Whether you need to cover yourself or multiple people under one policy, Phoenix Life Insurance is equipped to guide you through the process. We help you make an informed decision!

Find Business And Employee Life Insurance Near Mesa, AZ

Business & Employee Life Insurance

Find the information and guidance you need from our Mesa business life insurance agents as you navigate the options available for employees and business owners. Schedule a consultation today.

Why Choose
Our Life Insurance Agency Near Mesa

Many people carry misconceptions about life insurance, and avoid investing in a policy due to lack of knowledge and understanding. Our goal at Phoenix Life Insurance is to simplify what life insurance is and the benefits it provides for both you and your loved ones.

When you schedule a consultation with our agents, we take time to get to know you, address your questions and concerns, and explain the policies that might work best for your needs.

Each of our agents at Phoenix Life Insurance are licensed, experienced, and very knowledgeable, including Frank Stevens. With his guidance and expertise, you can find the peace of mind you deserve, knowing that you are providing for your family’s security after your death. Mr. Stevens is licensed through the state of Arizona to sell all types of life insurance policies, with the education and credentials necessary to help you make the best choice.

Frank Stevens Is Approved By The Arizona Department Of Insurance

Call Our Life Insurance Agents Today!

480-300-5420

Reliable Life Insurance Brokers Serving Families And Companies In Mesa

Best-Rated Life Insurance Brokers Serving Mesa Families & Companies

At Phoenix Life Insurance, we know you work hard to provide for the needs of your family, business, and employees every single day. With the help of a life insurance policy in Mesa, you can make sure that care extends beyond your lifetime so that your loved ones do not struggle even a single day with daily bills, funeral expenses, and making ends meet after death.

By purchasing a life insurance policy, you are agreeing to make regular deposits into a secure bank account that will be given to your family after your passing. While assets such as real estate or business shares are beneficial as well, they are not immediately accessible like a life insurance policy.

We guarantee that your claim is processed quickly so that your loved ones are financially secure, even if your death is unexpected. Our agents walk with you every step of the way, from your initial quest into learning about policies, to adjusting coverage throughout your lifetime, to processing your claim after you have died. We are on your team from start to finish!

FAQs About Life Insurance

Why Should I Consider Buying A Life Insurance Policy?

While you are available to provide for your loved ones right now, there is no guarantee for their financial security after your death. Investing in a life insurance policy is one of the most secure ways you can continue to care for them even after your passing.

Are There Any Requirements To Buy Life Insurance In Arizona?

According to Arizona law, the only requirements for purchasing a life insurance policy is that you must be 18 years of age or older, and complete the application thoroughly and correctly. You can expect to answer questions such as your height and weight, medical history, current medications, financial information, and more.

Will I Get Tax Benefits After Buying A Life Insurance Policy?

Yes! Many life insurance policies offer a death payout to specified beneficiaries that have the added benefit of being considered tax-free income. The accumulated cash value is tax-deductible, and any money borrowed against the policy non-taxable. Consult with your agent to learn more!

How Long Will I Have To Wait For My Life Insurance Plan To Start Coverage?

Typically there is a 5-6 week waiting period after purchasing a policy before coverage actually kicks in. You have the option to pay an extra fee to accelerate the process and avoid the waiting period. If you die during the waiting period, a temporary insurance policy will be paid out to your beneficiaries.

Will I Need To Get A Physical Exam To Buy A Life Insurance Policy?

It generally depends on the type of policy you choose. If you are young and healthy, or seeking a low amount of coverage, you will likely not be required to have a medical exam. If you do need a medical exam, you will likely be able to do so after your application is submitted.

What Measures Can I Take To Reduce The Cost Of Life Insurance?

The most wise choice is to purchase a life insurance policy as soon as you are 18 years of age. The younger and healthier you are, the lower your premiums will be. Making healthy lifestyle choices such as avoiding drugs, drinking, and smoking will have a positive effect on your policy, and working with a licensed agent will get you the best return for your investment.