Insurance Agents Providing Services In Glendale, AZ

Glendale Life Insurance Agency

Life Insurance Brokers Serving Throughout Glendale, AZ

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  • Term Life
    Insurance
  • Whole Life
    Insurance
  • Universal Life
    Insurance
  • Variable Universal
    Life Insurance

Glendale’s Leading Life Insurance Company

Life insurance is an often misunderstood part of finances. Many people do not realize its foundational importance to a well-rounded financial plan, not just for themselves but for their loved ones. They tend to simply avoid the topic due to misconceptions, confusion about the sheer volume of available policies, and discomfort in thinking about their own death. However, by investing in a life insurance policy in Glendale, you can be certain that the financial security of your spouse, children, parents, loved ones, or business partners will be protected in the event of your death. Visit Phoenix Health & LIfe Insurance in Glendale to learn more!

Professional Counseling To Buy A Life Insurance Policy

Most life insurance agencies in Glendale simply push their clients through the hoops and paperwork, showing them the first available policy that mostly suits their needs, and pressuring them to make a hasty investment decision based on fear and uncertainty. Phoenix Health & Life Insurance is different! Our Glendale life insurance agents will never treat you like just another client! Instead, we are welcoming and friendly, taking time to understand your needs and budget. We explain the variety of options available to you, and will never push you to make a decision you are not ready to make! Our goal is to provide the confidence you need to make a beneficial, informed decision for your family.

Protect Your Family In Glendale With Professional Life Insurance Counseling

Our Clients’ Reviews

Happy Family Customer Testimonials

Our Clients’ Reviews

Lynn Marble took the time to sit down and explain every detail of our insurance plan. Saved our family a ton of money and bettered our coverage. I would not hesitate to recommend Lynn to everyone I know.

Sean Bell ★★★★★

We Provide An Easy Way To Take A Look Into Your Financial Future

Let us help you make an informed decision!

Why Buy A Life Insurance Policy With Our Agents?

Tax Deductions

We provide the information you need so you can take advantage of the variety of tax deductions and benefits available to policyholders. These include a tax free death benefit payout and non-taxable cash value.

Financial Security

Through a Glendale life insurance policy, you and your loved ones gain the peace of mind you deserve. You can rest assured that their financial interests are fully protected after your death.

Retirement Planning

Not only do we help you understand life insurance policies, but our team at Phoenix Health & Life Insurance is ready to guide you through retirement planning. We can help you make an informed decision!

Insurance Loans

Many life insurance policies allow the policyholder to borrow cash against the accumulated value of the policy as an added bonus. Call Phoenix Health & Life Insurance today to learn more!

Types Of Life Insurance Plans We Provide For Glendale Residents

Couple Learing About Term Life Insurance Policies In Glendale

Term Life Insurance

Term Life Insurance offers coverage for a specific, limited period of time. It is typically used by clients who are in a temporary lapse between jobs or facing a risky medical procedure. Its initial premium is smaller, due to its short-term nature.

  • Provides coverage for a limited period of time
  • Provides a death benefit but no cash value
  • Can be renewed or converted as needed
  • Initially less expensive form of insurance
Elderly Couple Buying Whole Life Insurance Policies Near Glendale

Whole Life Insurance

Whole Life Insurance is the most conventional type of insurance, providing the policyholder with coverage for the duration of their entire lifetime. The premium payments are consistent, and the policy’s cash value provides a guaranteed return for the designated beneficiaries.

  • Provides comprehensive coverage
  • Cash value is accumulated over time, making it a valuable asset
  • Receive level premiums throughout the duration of the policy
  • Has the option for flexible premiums
Universal Life Insurance Policies For Glendale Residents

Universal Life Insurance

Through Universal Life Insurance, the policyholder can receive permanent coverage. There is an added savings component and other investment opportunities, along with the option for either fixed or flexible premiums depending on the plan. Let our agents help you learn more about Universal policies!

  • Borrow against the cash value without tax consequences
  • Take advantage of the death benefit and valuable savings component
  • Accumulate savings throughout the policy term
  • Only specified beneficiaries receive the death benefit
Variable Universal Life Insurance Policies For Glendale Residents

Variable Universal Life Insurance

Variable Life Insurance is similar to a Universal policy in that it provides lifelong protection for the policyholder and their family members, as long as premiums are paid. Both the premiums and the death benefit can be flexible, and there is an investment component for additional peace of mind.

  • Adjustable and flexible premiums
  • Borrow against cash value without being taxed
  • Death benefits increase value over time
  • Consider the added investment piece
Find Individual And Joint Life Insurance Plans Near Your Home In Glendale

Individual & Joint Life Insurance

Whether you want to protect yourself or multiple individuals under one policy, Phoenix Health & Life Insurance can help. Our Glendale life insurance agents can show you a variety of options designed to cover individuals, couples, and families under one single policy. A Glendale joint life insurance policy only pays one death benefit, but covers two individuals who will likely die at different times, making it the ideal option for couples with children. Give us a call today! We are a highly-rated, trusted resource.

Find Business And Employee Life Insurance In Glendale, AZ

Business & Employee Life Insurance

If you are considering offering life insurance to your employees, or you want to protect your business assets in the event that a key partner dies, Phoenix Health & Life Insurance can help you find the best option! We have a variety of resources designed to guide you through the process of choosing the right policy for your needs and budget. Our agents help you navigate the complexities of offering life insurance to employees. Schedule a consultation with us today!

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Benefits Of Choosing
Our Glendale Life Insurance Agents

Many times, people think they can get a better policy on their own, without seeking the counsel of a licensed agent. However, by doing so they are opening themselves up to a variety of risks, such as being taken advantage of or scammed. With an experienced Glendale life insurance agency on your side, you will get the best policy for your needs while paying the same amount of money or less than if you purchased independently.

A licensed agent like Frank Stevens will make sure you fully understand the decision you are making. As a top agent at Phoenix Health & Life Insurance, Mr. Stevens is licensed through the state of Arizona to sell all types of life insurance policies. He carries the credentials and education necessary to help you make the best choice for your needs.

Call Mr. Stevens today to schedule a consultation and learn more about the options available to you!

Frank Stevens Is Approved By The Arizona Department Of Insurance

Call Our Life Insurance Agents Today!

Reliable Life Insurance Brokers Serving Families And Companies In Glendale

Top-Rated Life Insurance Brokers Offering Services For Glendale Families And Companies

At Phoenix Health & Life Insurance, we understand how you have sacrificed and worked diligently to financially provide for your family’s needs. Investing in a life insurance policy is an excellent way to extend that financial provision beyond your death, ensuring there is money available to pay for funeral expenses and daily bills as your family transitions to their new life without you.

When you are ready to invest in life insurance near you in Glendale, our team doesn’t simply help you find a policy and then leave you alone. Instead, your personal agent will build a close professional relationship with you so that you feel comfortable reaching out with questions or concerns. This allows us to adjust your policy as needed to reflect your changing needs throughout your lifetime.

We will make sure your death claim is processed quickly so that your family does not financially struggle after you have passed. While you may have assets in business shares or real estate, nothing can be processed as quickly as a life insurance claim. Phoenix Health & LIfe Insurance is with you every step of the way, so contact us today to get started!

FAQs About Life Insurance

By investing in a life insurance policy, you are simply agreeing to make regular deposits into a secure bank account that your designated beneficiaries will be able to access after your death. Though you may be available to financially provide for their needs right now, you will not be able to do so forever. A life insurance policy guarantees that your care and provision extends as long as possible beyond your lifetime.
Arizona law simply requires that anyone interested in purchasing a life insurance policy must be at least 18 years of age or older, and must complete the application thoroughly and correctly. Most applicants are required to get a medical exam done, and to answer questions regarding their current health, their family health history, their weight, habits, lifestyle, current medications, and more. Experts recommend purchasing life insurance right when you turn 18 years, to ensure the best premiums and policy options.
Absolutely! Most people think that life insurance only applies to life after their death, not realizing that there are many tax benefits involved during their lifetime. The death payout to your beneficiaries is considered non-taxable income, and is not required to be reported on any taxes. The accumulated cash value of your policy is tax-deductible, and any money borrowed against the policy is non-taxable. Consult with your life insurance agent to learn more about tax benefits for your specific policy.
After you have applied for coverage and received approval, there is usually a 5-6 week waiting period before your coverage will become active. The option is available to waive the waiting period for an extra fee, which many clients choose to do if they are facing a risky surgery or imminent death. If you die during the waiting period, your beneficiaries receive a small payout amount from your policy.
Almost all life insurance policies require the applicant to complete a medical exam in order to be approved. Applicants who are young and healthy, or seeking a low amount of coverage, may not be required to get an exam. You can expect to be asked questions about your current health, your health history, your family’s health history, your lifestyle, your habits, your height and weight, and more.
The best way to ensure an excellent policy with low premiums is to invest in life insurance as young as possible. The law requires you to be 18 years of age, so as soon as you turn 18, you should find a policy. It is also important to make healthy lifestyle choices such as avoiding drugs, tobacco, and alcohol. Work with a licensed agent to get the best return for your investment!
UHC United Healthcare
Humana
Aetna
Cigna
BlueCross Blueshield of Arizona
Bright Health

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Glendale Neighborhoods Served By Our Life Insurance Agents

Qualified Life Insurance Agents In Arrowhead Lakes, Glendale

Looking For Qualified Life Insurance Agents In Arrowhead Lakes? Contact Our Brokers Today!

Contact Frank Stevens and the team at Phoenix Health & Life Insurance to learn more about the life insurance policies available to you in Arrowhead Lakes!

Custom Life Insurance Plans For Hidden Manor Residents, Glendale

Need Help Finding A Life Insurance Plan In Hidden Manor? Give Us A Call!

Whether you want to invest in a new policy or adjust your current policy, our Hidden Manor life insurance agents are equipped to help you find the coverage you need.

Whole Life Insurance Policies Near West Augusta, Glendale

Interested In Buying A Whole Life Insurance Policy Near West Augusta? Reach Out To Us!

Schedule a consultation with our knowledgeable agents at Phoenix Health & Life Insurance to learn more about the options available to you, whether you need an individual, joint, employee, or business policy.

Top-Rated Life Insurance Plans In Palomino, Glendale

Want To Compare Universal Life Insurance Plans In Palomino? We’re Here For You

Don’t try to purchase life insurance alone! Let our experienced life insurance agents in Palomino guide you through the process of choosing and applying for a policy.

Protect Your Family's Financial Future With Our Life Insurance Plans In Royal Estates West, Glendale

Worried About The Financial Future Of Your Family Living In Royal Estates West? Call Today!

Find the peace of mind you and your family deserve by investing in life insurance today. We offer honest information and valuable expertise as you make the best choice.

Get In Touch With Glendale’s Preferred Life Insurance Agency

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    Phoenix Health And Life Insurance

    4738 W Rancho Dr,
    Glendale, AZ 85301