Chandler Life Insurance Agents At Phoenix Health Insurance

Leading Life Insurance Company Near You

A life insurance policy in Chandler is a key piece of a well-rounded financial plan. It simply ensures the financial security of your family, spouse, children, parents, or business partners after your death. Without expert help, It can be difficult to understand the policies on the market to find the best choice for your needs. Phoenix Life Insurance is a qualified, five-star agency and an excellent resource.

Get The Right Counseling To Buy A Life Insurance Policy

At Phoenix Life Insurance, we understand that most life insurance agencies near you in Chandler try to take advantage of you in the life insurance arena. We are different! As experienced agents, we take pride in providing honest, comprehensive information and making sure you feel 100% comfortable before making a decision. Our agents will never pressure you into buying a policy, but take all the time necessary to address your questions and concerns.

Protect Your Family With Professional Counseling Before Buying Life Insurance Policies In Chandler

Customer Testimonials

Our Clients’ Testimonials

Lynn Marble took the time to sit down and explain every detail of our insurance plan. Saved our family a ton of money and bettered our coverage. I would not hesitate to recommend Lynn to everyone I know.

Sean Bell ★★★★★

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Benefits Of Buying A Life Insurance Policy With Our Agents

Tax Deductions

Investing in a life insurance policy allows you to experience a variety of tax benefits and tax deductible opportunities, including a tax free death benefit payout.

Financial Security

Get the peace of mind you deserve by protecting the financial interests of your closest loved ones for after your passing. Our Chandler life insurance agents can help!

Retirement Planning

Our agents at Phoenix Life Insurance can help you navigate retirement planning to ensure you are well covered. You deserve to feel confident and sure in your decision!

Insurance Loans

Learn more about insurance policies that allow you to borrow cash against the accumulated funds at Phoenix Life Insurance. We can help you make the right decision!

Types Of Life Insurance Plans We Provide For Chandler Residents

Term Life Insurance

Through Term Life Insurance, you can receive coverage for a limited period of time. The initial premium is usually smaller, and purchased in larger amounts to cover all your short-term needs. Our Chandler life insurance agency can help determine if Term is right for you!

Provides coverage for a specific term
Offers a death benefit with no cash value
Initially less expensive form of life insurance
Can be renewed or converted to a different policy

Whole Life Insurance

Whole Life Insurance is the most conventional type of life insurance, offering lifetime coverage with consistent premium payments. The cash value of your policy offers a guaranteed return, making it a valuable asset. Visit with our experienced agents to learn about different Whole Life Insurance options.

Provides lifetime coverage
Accumulates cash value over time
Experience level premiums throughout the term of the policy
Offers the option for flexible premium payments

Universal Life Insurance

Receive permanent coverage through Universal Life Insurance. The insured can take advantage of the savings component and investment element, along with flexible premiums or fixed premiums depending on the specific policy. Learn more about Universal Life Insurance at Phoenix Life Insurance today!

Borrow against the cash value with no tax consequences
Offers a death benefit and cash value component
Accumulate savings throughout the policy term
Only your specified beneficiaries receive the death benefit

Variable Universal Life Insurance

A Variable Universal Life Insurance policy can provide lifelong protection for your family, provided the premiums are consistently paid. Both the premiums and the death benefit can be flexible, and many policyholders choose to take advantage of the investment opportunity for additional peace of mind.

Premiums are flexible and adjustable
Increase your death benefit over time
Borrow against the tax value
Consider one of the investment options

Find Individual And Joint Life Insurance Near Chandler

Individual & Joint Life Insurance

Phoenix Life Insurance is equipped to help you find the best coverage for either yourself or multiple people under one policy. As a valuable resource, we can be trusted to help you understand the policies and make an informed decision.

Find Business And Employee Life Insurance Near Chandler, AZ

Business & Employee Life Insurance

Visit our experienced Chandler business life insurance agents for more information on finding the best policy for the needs of your employees and your business assets. Call Phoenix Life Insurance today to schedule a consultation with our team!

Why Chandler
Residents Prefer Our Life Insurance Agency

Many individuals and businesses attempt to purchase a life insurance policy without first seeking the advice of a licensed agent. They often do not realize the extensive risks of doing so, including being taken advantage of or scammed.

With the experience, knowledge, and expertise of a licensed agent like Frank Stevens at Phoenix Life Insurance, you can have peace of mind knowing you have found the best policy for the needs of your family. Not only that, but Frank Stevens can make sure your coverage changes to match your needs throughout your lifetime.

As an insurance agent licensed through the state of Arizona to sell all types of life insurance policies to residents of Chandler and the surrounding Phoenix Valley, Frank Stevens has teh education and credentials necessary to help you make the best choice.

Frank Stevens Is Approved By The Arizona Department Of Insurance

Call Our Life Insurance Agency Today!

(480) 588-3101

Reliable Life Insurance Brokers Serving Chandler Families And Companies

Professional Life Insurance Brokers Serving Chandler Families & Companies

We know that you work hard to provide for the needs of your family and ensure they are taken care of every single day. Purchasing a life insurance policy in Chandler is an excellent way for that care to extend beyond your lifetime, making sure your loved ones will not struggle financially in any ways to cover funeral costs, daily bills, or other expenses.

When you invest in life insurance, you are essentially agreeing to make regular payments into a secure bank account that will be available for your family to access immediately after your death. Assets such as real estate or business shares are valuable, but are not immediately accessible like life insurance.

Frank Stevens and our team at Phoenix Life Insurance guarantee that your claim is processed quickly after your passing so that your loved ones will never have to struggle no matter how unexpected your death. We are here to walk every step of the way with you, from learning about policies and selecting one, to adjusting coverage throughout your term. We are on your side and will never push you into a decision you are not comfortable making. Contact Phoenix Life Insurance today to get started!

FAQs About Life Insurance

Why Should I Consider Buying A Life Insurance Policy?

While you are available to provide for your loved ones right now, there is no guarantee for their financial security after your death. Investing in a life insurance policy is one of the most secure ways you can continue to care for them even after your passing.

Are There Any Requirements To Buy Life Insurance In Arizona?

According to Arizona law, the only requirements for purchasing a life insurance policy is that you must be 18 years of age or older, and complete the application thoroughly and correctly. You can expect to answer questions such as your height and weight, medical history, current medications, financial information, and more.

Will I Get Tax Benefits After Buying A Life Insurance Policy?

Yes! Many life insurance policies offer a death payout to specified beneficiaries that have the added benefit of being considered tax-free income. The accumulated cash value is tax-deductible, and any money borrowed against the policy non-taxable. Consult with your agent to learn more!

How Long Will I Have To Wait For My Life Insurance Plan To Start Coverage?

Typically there is a 5-6 week waiting period after purchasing a policy before coverage actually kicks in. You have the option to pay an extra fee to accelerate the process and avoid the waiting period. If you die during the waiting period, a temporary insurance policy will be paid out to your beneficiaries.

Will I Need To Get A Physical Exam To Buy A Life Insurance Policy?

It generally depends on the type of policy you choose. If you are young and healthy, or seeking a low amount of coverage, you will likely not be required to have a medical exam. If you do need a medical exam, you will likely be able to do so after your application is submitted.

What Measures Can I Take To Reduce The Cost Of Life Insurance?

The most wise choice is to purchase a life insurance policy as soon as you are 18 years of age. The younger and healthier you are, the lower your premiums will be. Making healthy lifestyle choices such as avoiding drugs, drinking, and smoking will have a positive effect on your policy, and working with a licensed agent will get you the best return for your investment.