Why Travel Insurance is a Must-Have for International Trips At Phoenix Health & Life Insurance, we understand that travel is one of life’s greatest joys—whether it’s a long-awaited family vacation, a solo adventure, or an international business trip. But what happens when unexpected situations arise? A medical emergency, a delayed flight, or lost luggage can [...]

The Value of Free Life Insurance Reviews: Term vs. Cash Value Policies Life insurance is one of those things that many people buy and then forget about. But like any financial tool, it should be reviewed periodically—especially when your life changes or new products enter the market. Fortunately, free life insurance reviews are available to [...]

Understanding The Impact Of The Inflation Reduction Act On Medicare Part D For Small Employers The Inflation Reduction Act (IRA) of 2022 introduced significant reforms to Medicare Part D, notably instituting a $2,000 annual cap on out-of-pocket prescription drug expenses effective in 2025. This change aims to alleviate the financial burden on Medicare beneficiaries by [...]

What Is The Medicare Prescription Payment Plan? If you or someone you know has Medicare and struggles to afford high-cost medications, there’s good news. Starting in 2025, Medicare is rolling out a new program called the Medicare Prescription Payment Plan. This plan is designed to make it easier for beneficiaries to manage the cost of [...]