Life insurance is a foundational piece to a well-rounded financial plan. Most people do not realize the benefits offered by life insurance, and simply avoid the topic due to confusion about the sheer volume of available policies, and feeling uncomfortable thinking about their own death. By investing in a life insurance policy in Tempe, the financial security of your spouse, loved ones, children, parents, or business partners will be protected in the event of your death. Without expert guidance, it can be difficult to sort through the options on the market and find the best policy for your current needs. Visit Phoenix Health & Life Insurance in Tempe to learn more.
Most life insurance agents simply shuffle clients through the hoops, showing them the first available policy and pressuring them to make a hasty decision based on fear and uncertainty. It is different at Phoenix Health & Life Insurance! We will never take advantage of you, or push you into a decision you are not ready to make.
Instead, our Tempe life insurance agents are welcoming and friendly, providing thorough, honest information, in a comfortable environment where you can feel free to ask questions and present concerns. Our goal is to provide the information and confidence you need to make the best, most informed decision for yourself and your family.
Lynn Marble took the time to sit down and explain every detail of our insurance plan. Saved our family a ton of money and bettered our coverage. I would not hesitate to recommend Lynn to everyone I know.
Sean Bell ★★★★★
There are a variety of tax deductions and benefits available through a life insurance policy in Tempe, including a tax free death benefit payout and non-taxable cash value.
Get the peace of mind you deserve by investing in a life insurance policy designed to protect the financial interests of your family after your death.
Let our agents at Phoenix Health & Life Insurance help you navigate retirement planning to ensure you and your family are well-covered. We are on your side through the entire process.
Many life insurance policies allow the policyholder to borrow cash against the accumulated value. Give us a call to learn more, and let us help you make an informed decision!
We are prepared to consult with you a variety of life insurance policies!
Term Life Insurance provides coverage for a specific, limited period of time, and is usually purchased by clients who are between jobs or facing a risky surgery. The initial premium is typically smaller, with the ability to cover your short-term, temporary life insurance needs.
Known as the most conventional type of life insurance, a Whole Life Insurance policy provides the policyholder with coverage for the duration of their entire lifetime. Premium payments are consistent, and the cash value of the policy offers a guaranteed return.
The policyholder receives permanent coverage through Universal Life Insurance. The insured can take advantage of the valuable savings component and investment opportunities, and experience either flexible or fixed premiums depending on the plan. Visit with our agents to learn more about Universal Life Insurance.
Similar to Universal Insurance, Variable Life Insurance provides lifelong protection for the policyholder and their family, as long as the premiums are paid. The premiums and the death benefit can be flexible, and there is an investment opportunity for added peace of mind.
Whether you want to protect yourself or multiple people under one policy, Phoenix Health & Life Insurance can help. There are many policies to consider that provide coverage for individuals and their families, or for spouses under a joint policy. While a Tempe joint life insurance policy only pays one death benefit, it covers two individuals who will likely die at different times. Phoenix Health & Life Insurance is a valuable resource that can be trusted to help you understand the ins and outs of life insurance.
Whether you are considering providing Tempe employee life insurance to your valued employees, or you want to protect your business assets in the event a key partner dies, Phoenix Health & Life Insurance can help. We have a variety of resources available to help you find the best policy for your specific needs and situation, and provide expert guidance as you navigate the complexities of offering life insurance to employees. Schedule a consultation with our agents today to get started!
Oftentimes, individuals think they can get a better deal on a life insurance policy if they purchase on their own and avoid working with an agency. Unfortunately they do not realize the risks they are opening themselves up to, such as being taken advantage of or being scammed. Working with a licensed Tempe life insurance agent ensures you get the best policy for your needs, while protecting your financial investment.
When you choose the experience, knowledge, and expertise of a licensed agent like Frank Stevens at Phoenix Health & Life Insurance, the peace of mind is invaluable. You can rest easy knowing that Frank Stevens is on your side, making sure your coverage clearly reflects your needs throughout the duration of your policy.
Frank Stevens is licensed through the state of Arizona to sell a wide variety of life insurance policies, with the education and credentials necessary to help you make the best choice.
At Phoenix Health & Life Insurance, we know you have worked hard to financially provide for your family throughout your lifetime. Investing in a life insurance policy is an excellent way to ensure that care continues beyond your death, providing coverage for your funeral expenses and daily bills for your family as they transition to their new lives without you.
When you choose to invest in life insurance near you in Tempe at Phoenix Health & Life Insurance, we don’t simply help you buy a policy and then leave you alone. Instead, our agents build a close professional relationship with you to ensure that your coverage reflects your fluctuating needs throughout its duration. If you have any questions or concerns, or need to convert your policy to something different, we have you covered.
We will also make sure your death claim is processed immediately after your death, so that your family does not struggle to make ends meet. While you may have assets in real estate or business shares, none are immediately accessible like a life insurance policy. Phoenix Health & Life Insurance is with you every step of the way, from selecting a policy, to adjusting coverage as needed, and processing the claim after your passing. Contact our team today to get started!
Investing in a life insurance policy simply means that you are making regular deposits into a secure bank account that will be dispersed to your designated loved ones after your death. While you are available to provide for their needs right now, there is no guarantee for their financial security after your death. Life insurance is one of the most effective ways you can protect their finances as long as possible.
According to Arizona law, the only requirements for purchasing a life insurance policy is to be 18 years of age or older, and to complete the application thoroughly and correctly. You will likely be required to get a medical exam as well, and to answer questions regarding your height, weight, habits, lifestyle, personal and family medical history, and current medications.
Yes! Most people do not realize that life insurance provides a variety of tax benefits to the policyholder and their beneficiaries. The death payout is considered tax-free income and is not required to be reported on your taxes. The accumulated cash value on your policy is tax-deductible, and any money borrowed against the policy is not taxable. Give us a call to learn more!
After being approved for a life insurance policy, there is typically a 5-6 week waiting period before the coverage becomes active. You have the option to waive the waiting period by paying an extra fee to accelerate the process, which many clients do if they are facing a risky medical procedure or imminent death. If you die during the waiting period, your beneficiaries will receive a small payout from insurance.
Yes, most life insurance policies require a medical exam in order to be approved. If you are young and healthy, or seeking a very low amount of coverage, it is likely that you will not need an exam. You will be asked questions about your personal and family medical history, your medications and current lifestyle, your height and weight, and more.
The best way to ensure a low premium and excellent coverage is to invest in a life insurance policy as soon as you turn 18 years of age, as legally required. It is important to make healthy lifestyle choices such as avoiding drugs, alcohol, and smoking. Working with a licensed agent will help you get the best return for your investment.
4455 E Broadway Rd #104,
Mesa, AZ 85206
Phoenix Health & Life Insurance is a licensed, experienced agency ready to walk with you through the process of choosing a policy and getting comprehensive coverage.
Frank Stevens and the team at Phoenix Life Insurance are certified, licensed, and equipped to help you find the best policy to protect your family’s financial interests.
Visit with our Tally Ho life insurance agents to learn about the options available to you and get the information you need to make a beneficial choice.
Whether you want to purchase life insurance or need to convert your existing policy, Phoenix Health & Life Insurance is an excellent resource, even if you didn’t purchase with us initially.
Don’t try to purchase life insurance on your own! Take advantage of our expertise and honest information as you make the best choice for your family.