Medicare is a government-funded healthcare plan designed to provide special coverage for people within certain requirements. Anyone who is 65 or older, has a certain disability and is under 65, or is dealing with End-Stage Renal Disease, may qualify for Medicare. Contact Phoenix Health & Life Insurance to learn more!
Medicare Part A is a type of hospital insurance that typically covers inpatient hospital care, hospice, skilled nursing care, and some limited at-home healthcare services. It is paid by a deductible, along with coinsurance and copayments.
Medicare Part B is related to medical coverage like doctor’s visits, outpatient care, preventive services, and medical supplies. Our Mesa Medicare insurance agents can help you learn more about how Medicare Part B pertains to you!
Medicare Part C pertains to Medicare Advantage Plans offered by private insurance companies that encompass all Medicare services Parts A and B, along with some prescription drugs. Additional coverage may also be available for dental, vision, hearing, and gym memberships.
Medicare Part D covers the cost of most prescription drugs, including any recommended shots or vaccines from your healthcare professional. Visit our Mesa Medicare Insurance brokers at Phoenix Health & Life Insurance to begin the enrollment process.
When you are ready to sign up for a Mesa Medicare plan, our team at Phoenix Health & Life Insurance can walk you through the simple enrollment process. Our agents will help you select the right plan for your needs.
At Phoenix Health & Life Insurance, we know that Mesa Medicare enrollment and the coverage involved in each plan can be difficult to understand. As experienced agents, we can help you determine what type of coverage you need, and ensure you choose the best plan for your budget and health goals.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
A coverage gap occurs when the combined amount that you and your health insurance plan pay for prescription drugs reaches its maximum limit. At this point, you are required to pay a greater share out of pocket for the remainder of your coverage year. Enrolling in a Medicare supplement plan ensures that the gap is closed.
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
No matter what type of health coverage you are searching for, our Mesa health insurance agents at Phoenix Health & Life Insurance are dedicated to helping you find the right plan for both your needs and your budget. Contact us today for individual guidance, comprehensive education, and professional assistance through every step of enrollment and beyond.
Lynn Marble took the time to sit down and explain every detail of our insurance plan. Saved our family a ton of money and bettered our coverage. I would not hesitate to recommend Lynn to everyone I know.
Sean Bell ★★★★★
Medicare has implemented a special enrollment period due to the health risks associated with COVID-19.
No, you do not need to qualify or be on Social Security to get coverage through Medicare.
While those enrolled in Medicare plans have a vast majority of their health related services covered, it still falls short in some areas. To learn more about everything covered by Medicare, and what you need, consult with our Phoenix health insurance agents today.
Medicare Supplement policies (Medigap) is standardized coverage that has a wide range of exclusions and inclusions. Consult with our Phoenix health insurance agents to learn if a Medicare Supplement plan is right for you.
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.